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About Us

Ed Kerns, Agent/Owner

Alyssa Kerns, Agent/Owner

Alyssa Kerns, Agent/Owner

Ed is an owner and licensed property, casualty, life & health insurance agent at Kerns Insurance Agency. He grew up in Loogootee, IN. His mom and dad are the late Richard Kerns and Sharon Kerns. His sister is the late Misty Kerns. 


Ed spent his early years as a police officer.  He has worked in restaurant management, logistics and in life 

Ed is an owner and licensed property, casualty, life & health insurance agent at Kerns Insurance Agency. He grew up in Loogootee, IN. His mom and dad are the late Richard Kerns and Sharon Kerns. His sister is the late Misty Kerns. 


Ed spent his early years as a police officer.  He has worked in restaurant management, logistics and in life insurance sales. Ed has an associate's degree from Vincennes University  Criminal Justice and a bachelor's degree from Oakland City University in business.


He lives in Loogootee with his wife and family.  He is a busy father of five kids: Gage, Colt, Broc, Trinity and Carter. 


Alyssa Kerns, Agent/Owner

Alyssa Kerns, Agent/Owner

Alyssa Kerns, Agent/Owner

Alyssa is an owner and  licensed property, casualty, life & health agent at Kerns Insurance Agency. She is a Registered Nurse and has spent over 20 years in the health insurance industry. Alyssa has a master's degree in science and a master's degree in business administration from Bellarmine University.


Alyssa lives in Loogootee with Ed an

Alyssa is an owner and  licensed property, casualty, life & health agent at Kerns Insurance Agency. She is a Registered Nurse and has spent over 20 years in the health insurance industry. Alyssa has a master's degree in science and a master's degree in business administration from Bellarmine University.


Alyssa lives in Loogootee with Ed and their children.  In her free time, she enjoys traveling, gardening and cooking. 

Chrystal Maschino, Agent

Chrystal Maschino, Agent

Chrystal Maschino, Agent

Chrystal is a licensed property, causalty, health & life insurance agent at Kerns Insurance Agency.  She lives in Shoals with her husband and son.  

Kasey Knepp, Agent

Chrystal Maschino, Agent

Chrystal Maschino, Agent

 Kasey Knepp is a licensed property, casualty, health & life agent for Kerns Insurance. She grew up in Washington, IN and now lives in Odon. She is married to Richard Knepp. They have two daughters, Kaelyn and Zaelie.

Come See Us!

Kerns Insurance has two offices: one in Loogootee and one in Bedford.  Scroll down for maps and contact information.  See you soon!

Loogootee Office Building

Loogootee Office

Visit  our Loogootee office on Church Street just south of the railroad tracks. 

Contact the Loogootee Office:

Office - Call or Text: (812) 295-9737

Fax: (812) 609-0050


Ed's email: edkerns@kernsinsurance.com

Kasey's email: kaseyknepp@kernsinsurance.com

Chrystal's email: chrystal.maschino@kernsinsurance.com


Kerns Insurance Loogootee

122 Church Street, Loogootee, Indiana 47553, United States

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Bedford Office

Visit  our Bedford office in the Lincoln Avenue Plaza. We are in Suite A, nearest to Lincoln Avenue.

Contact the Bedford Office:

Office - Call or Text: (812) 275-5899

Fax: (812) 609-0050

Alyssa's email: alyssakerns@kernsinsurance.com
Chrystal's email: chrystal.maschino@kernsinsurance.com

Stacy's email: stacynunez@kernsinsurance.com


Kerns Insurance Bedford

717 -A Lincoln Avenue, Bedford, Indiana 47421, United States

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Medicare Annual Election Period

The Medicare Annual Election Period is from 10/15/25 to 12/7/25. We are here to help review your options.  Reach out to us in Loogootee (812) 295-9737 or Bedford (812) 275-5899 to discuss your options.