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About Kerns Insurance


Protecting You and Your Family

Kerns Insurance Agency is an independent insurance agency. As an independent insurance agent, I am able to provide quotes from many different carriers so you get exactly what you need for the best price. I sell almost every type of insurance. If I don’t sell it, I will get you connected to a trusted company who does. Examples of the types of insurance I sell are: 

  • Home & Auto
  • Boat, Trailer, Motorcycle & ATV
  • Event Liability Coverage
  • Commercial Business & Farm
  • Health (Medicare Advantage, Supplements, Prescription Drug Plans)


How I Do Business

I believe in being honest and upfront with people. I don’t believe in selling insurance you don’t need, and I don’t believe in selling you insurance that doesn’t cover what you need it to cover. I will always be upfront and honest, even if the news is not necessarily what you want to hear. Being a small town insurance agent/owner is perfect for me. My clients are not just a number or a faceless application; they are people I see and interact with when I go to the grocery store or my kid’s sporting events or see at a local restaurant. So, if you want an agent who is honest, tells it like it is and will treat you like family, stop by and see me. 

About Ed


Ed Kerns, Agent/Owner

Ed is the owner and agent at Kerns Insurance Agency. He grew up in Loogootee, IN. His mom and dad are the late Richard Kerns and Sharon Kerns. His sister is the late Misty Kerns. 

Ed spent his early years as a police officer.  He has worked in restaurant management, logistics and in life insurance sales. Ed has an associate's degree from Vincennes University  Criminal Justice and a bachelor's degree from Oakland City University in business.

He lives in Loogootee with his wife and family.  He is a busy father of five kids: Gage, Colt, Broc, Trinity and Carter. 

Our Staff


Brenda Smith, Office Manager/CSR

Brenda works as the office manager and customer service representative for Kerns Insurance. Many of you know Brenda as the former owner of Aunt B's Brew HaHa.  Brenda comes to us with a wealth of knowledge.

Brenda resides in Loogootee with her husband and family.  Welcome, Brenda!

Contact Us

Office: (812) 295-9737

Mobile: (812) 709-9737


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Kerns Insurance

122 Church Street, Loogootee, Indiana 47553, United States



* Evening and weekend hours by appointment