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Welcome to Kerns Insurance Agency!

Who We Are

Protecting You and Your Family

Kerns Insurance Agency is an independent insurance agency with offices in Loogootee, Indiana and Bedford, Indiana. As independent insurance agents, we are able to provide quotes from many different carriers so you get exactly what you need for your situation at a good price. We sell almost every type of insurance. If we don’t sell it, we will get you connected to a trusted company who does. 


We believe in being honest and upfront with people. We don’t believe in selling insurance you don’t need, and we don’t believe in selling you insurance that doesn’t cover what you need it to cover. At Kerns Insurance, we will always be upfront and honest, even if the news is not necessarily what you want to hear. Our clients are not just a number or a faceless application; they are people we see and interact with when we go to the grocery store, at school sporting events or at a local restaurant. So, if you want an agency who is honest, tells it like it is and will treat you like family, stop by and see us. 


Let's be honest, buying insurance is not most people's idea of a fun time.  We get it. It can feel like a necessary evil.  That doesn't mean we can't make it as enjoyable as possible.  We want you to feel relaxed and maybe even have some fun while you talk to us about insurance.  


        Click here to find out more about us!

Insurance Products

Home Insurance

ATV, Boat, Motorcycle

Home Insurance

For most of us, our home is our largest asset. It is important to understand what your insurance policy covers, and to make sure you have the right coverage for your situation. 

see how we help with Home Insurance

Auto Insurance

ATV, Boat, Motorcycle

Home Insurance

Whether you want liability only or want to fully insure your brand new Cadillac, we have you covered.  No matter if your driving record is pristine or as long as your arm, we will work with you to get the best rates possible.

see how we help with auto insurance

ATV, Boat, Motorcycle

ATV, Boat, Motorcycle

ATV, Boat, Motorcycle

Some of the best days are those soaking in the sun on a boat, ATV or motorcycle.  There is not much better way to enjoy the great outdoors!  Let us worry about the insurance so you can have worry-free fun!

See How we help with your toys

Health Insurance

Supplemental Insurance

ATV, Boat, Motorcycle

Whether you need an employer group health policy or an individual health policy, we have you covered!  We offer Medicare products, short term health to ACA (exchange or Obamacare), we are here to help you navigate the complex world of health insurance.


see how we help with health insurance

Supplemental Insurance

Supplemental Insurance

Supplemental Insurance

Your major medical insurance isn't the only thing to think about when it comes to your health. Dental, vision, critical illness, cancer protection and accidental death policies are things you may want to consider. We are here to help you understand your options and find the best solution for your needs.

see how we help with supplemental insurance

Life Insurance

Supplemental Insurance

Supplemental Insurance

Having a good life insurance policy can give you peace of mind, knowing that your family will have financial resources available in the event of your death.  We have many options to fit your personal situation.

see how we help with life insurance

Farm Insurance

Business Insurance

Business Insurance

You farm is your legacy.  We understand that and work hard to customize an insurance package to ensure your farm is covered from top to bottom

see how we help with farms

Business Insurance

Business Insurance

Business Insurance

 Businesses are as varied as people in the state.  From rental properties to restaurants to retail stores, to school systems, we offer commercial insurance to address the unique needs of your business.    

See how we help with your business

Event Coverage

Business Insurance

Event Coverage

Need liability coverage for your event?  We can write it.  From 5K runs to weddings, we have you covered.  You have enough to worry about; we can handle the insurance!

see how we help with your event

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Click the link below to get our contact information, addresses, maps and more!

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Click this link to start a quote. Enter as much information as possible, then we will contact you to review and finish it.

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Loogootee Office: (812) 295-9737


Bedford Office: (812) 275-5899

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