Insurance Products

Home Owner's Insurance


For most of us, our home is our largest asset. It is important to understand what your insurance policy covers, and to make sure you have the right coverage for your situation. 

Auto Insurance


Whether you want liability only or want to fully insure your brand new Cadillac, we have you covered.  No matter if your driving record is pristine or as long as your arm, we will work with you to get the best rates possible.

ATV, Boat, Motorcycle


Some of the best days are those soaking in the sun on a boat, ATV or motorcycle.  There is not much better way to enjoy the great outdoors!  Let us worry about the insurance so you can have worry-free fun!

Commercial & Farm


Businesses are as varied as people in the state.  From rental properties to restaurants to farms to school systems, we are prepared to address the unique needs of your business.   

Renter's Insurance


Do you rent your home? Your landlord's coverage protects the house, but not your contents. Make sure your possessions are protected.  Renter's insurance is low cost, and can give you peace of mind.

Health Insurance


Whether you need a commercial policy, a Medicare Advantage policy, a Medicare Supplement policy, or a Medicare Prescription Drug policy, or just know you need something we are here to help you navigate the complex world of health insurance.

Looking for another type of insurance?

Are you looking for other types of insurance?  We write event insurance, liability insurance for clubs and leagues.  If you are looking for commercial coverage, health, vision, dental or supplemental policies, I can help.  If I don't write it, I will connect you with a reputable company who does. 

Kerns Insurance

Office:  (812) 295-9737

Mobile: (812) 709-9737


We provide

Notary Services

Kerns Insurance also provides notary services for a small fee.  If you are in need of notary services, stop by during normal business hours.  No appointment is necessary. 

Insurance Partners

As an independent agent, I have access to many different insurers.  I am able to get you the best deal by seeing which insurer can give you the best rate for your situation.  Here are some of the insurance companies who partner with me:

  • Safeco Insurance (A Liberty Mutual Company)
  • Progressive Insurance
  • State Auto Insurance
  • Allstate Insurance
  • Traveler's Insurance
  • Allied (Nationwide) Insurance
  • Bristol West Insurance
  • Grange Insurance
  • Hartford Insurance
  • MetLife Insurance
  • Secura Insurance
  • Hagerty Insurance